When an opiate addiction has turned your life upside down it is encouraging to realize that most opiate rehab centers in California now accept insurance. This was not always the case. Prior to two significant pieces of legislation within the last decade, the Parity Act of 2008 and the Affordable Care Act of 2010, coverage for substance use disorders was scarce. Thankfully, there are many treatment options available for helping individuals with an opiate addiction.
Signs and Symptoms of an Opiate Addiction
Opiate abuse doesn’t always show itself early on. In many cases, addiction to opioid prescription medications for example can go unnoticed for a length of time. However, as tolerance increases and chemical dependency develops, distinct signs and symptoms of addiction will emerge. There are financial signs, behavioral signs, and physical signs of opiate addiction:
- Financial signs include: acquiring increasingly higher levels of debt, ignoring financial responsibilities, bankruptcy, cashing out retirement savings, job loss, and stealing money.
- Behavioral signs include: neglecting relationships, increased conflict among family members, avoiding social events, ignoring family responsibilities, legal problems, increased violent behavior, declining academic or job performance, and lying and sneaky behaviors.
- Physical signs include: Weight loss, wearing long sleeves even in the summer, being in possession of multiple prescription bottles, neglects appearance and hygiene, constricted pupils, nodding off, mental confusion, and mood swings.
What to Expect at Opiate Rehab Centers in California
Opiate rehab centers in California can be either outpatient or inpatient programs. Both types of programs offer similar treatment measures, although at varying degrees of intensity. An inpatient addiction treatment program will involve the individual residing at the facility for a lengthy stay. Inpatient treatment involves a structured, highly scheduled mix of treatment elements including individual therapy, group counseling, addiction education, stress-reduction techniques, family therapy, 12-step meetings, and other therapies such as meditation, yoga, and mindfulness training.
Outpatient addiction treatment programs provide varied levels of intensity, from aftercare weekly counseling to intensive outpatient programs that require upwards of 30 hours a week of participation. After treatment sessions, the individual returns home, which makes the outpatient program less costly. An outpatient program is an appropriate treatment option for mild to moderate opiate addictions, but would not be sufficient for treating an acute opiate addiction.
Insurance Benefits for Addiction Treatment
The majority of PPO insurance plans now provide some level of coverage for addiction and mental health disorder treatment and services. Each plan is distinct, however, so the individual seeking treatment should have their benefits clearly explained to them. HMO health plans may offer a certain level of coverage as well.
For individuals without insurance, there are other options. There are state-run addiction programs that receive federal funding through the state’s health department, as well as religious-based programs such as the Salvation Army adult rehabilitation program, which does not charge for treatment. Some rehabs may utilize a sliding scale format for cost determination. Most rehabs also offer some type of private financing options where a payment schedule can be set up prior to treatment.
The Treatment Specialist Can Help You Understand Your Insurance Benefits for Addiction Treatment
The Treatment Specialist is here to help you get the treatment you need for an opiate addiction. By offering a free treatment locator service, The Treatment Specialist can guide you to high quality opiate rehab centers in California that also accept your insurance plan. The specialists will conduct a free insurance analysis of your health plan’s coverage so you are fully prepared before entering treatment. For more questions about our free services, please contact The Treatment Specialist today at (866) 644-7911.